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Employers that sponsor health insurance plans for its employees, even those plans largely managed through an insurance company, are required to provide detailed information regarding the plan and rights under the law to employees. The Department of Labor, the agency responsible for enforcing ERISA, can impose large fines for failing to provide updated employee benefit […]

Beginning April 2, 2015, Cunningham Dalman, P.C. will “Light It Up Blue” in celebration of World Autism Awareness Day! We will be joining iconic landmarks, hotels, sporting venues, concert halls, museums, schools, universities, bridges, retail stores, and thousands of homes around the world in this important celebration. In case you are unaware, here are some

Many Michigan residents, with good reason, seek to avoid the probate of their assets in the event of their death. Individuals with clear estate planning documents and trustworthy successors do not need the time, expense and delay involved in probate proceedings to distribute their wealth. Probate avoidance frequently includes placing business interests into revocable living

Who do we need to call first? Where would he want to be buried? Where did he leave his important documents and valuables? A few months ago, my wife forwarded me a Wall Street Journal article that highlighted some of the unique “personal details” that become important when a loved one dies. The questions above

I regularly talk to clients who are 60 years old and above about how they plan to pay for skilled nursing care if it becomes unavoidable. At this point, many clients explain to me their creative ideas about avoiding skilled care altogether. But all jokes aside, I then draw them back into a conversation about

Employees often complain about a verbally and sometimes physically aggressive co-worker. Workplace bullying can be pervasive and leave victims relatively helpless if management is unwilling to put a stop to it, and sometimes the screaming boss is the culprit. However, failing to put a stop to bullying and aggressive behavior in the workplace does not

Mr. Baby Boomer worked hard his entire life and faithfully maxed out annual contributions to his individual retirement account (IRA). Mr. Boomer was diligent about arranging his affairs. Upon Mrs. Boomer’s passing he confirmed with the financial advisor managing his IRA that his beloved daughter had already been named as contingent beneficiary of his IRA.

Most people only think about their property taxes the bills come in July and December. But our property tax system in Michigan requires that you pay attention in February. By February, you receive your assessment notice. If the assessor raises your taxable value (the value that taxes are based on), the assessor must give you

For those with past criminal convictions, the notion of paying one’s debt to society has not always been viewed as satisfied once a term of probation ends or the jailhouse doors open. A new law, however, supported by some unlikely allies, including the Prosecuting Attorneys Association of Michigan and the ACLU of Michigan, has taken

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